In this article, let’s learn about mutual funds and also learn what mutual fund investments are.
What Are Mutual Funds? A Quick Overview
Before diving into the best mutual funds of 2024, it’s important to understand what mutual funds are and how they work. A mutual fund is a pooled investment vehicle where multiple investors contribute money to a single fund, managed by professional portfolio managers. These funds typically invest in a diversified portfolio of stocks, bonds, or other assets, allowing individual investors to benefit from broad market exposure without having to select individual securities themselves.
Key Advantages of Mutual Funds
- Diversification: Mutual funds provide exposure to a variety of assets, reducing the risk associated with individual investments.
- Professional Management: Fund managers make all the investment decisions, relieving investors of the responsibility of managing their portfolios.
- Liquidity: Most mutual funds are liquid, meaning they can be bought and sold easily, usually at the end of each trading day.
Here are the best mutual funds
- Here, let’s take ET Wealth Magazine as an example and find out.
- Along with that, some parameters are referenced.
- First One Ratings
- Some ratings have agencies
- Some examples
- Morning Star, Crisel, Value Research
- We only say if they give a four-star or five-star to a fund
- Along with that, AUM means Asset Under Management. NT
- If more than fifteen thousand crores of money have already been invested in any fund, we only talk about those funds, but since an NC is very trusted by people, it is talking about funds that have already invested more than 15 thousand crores of money, similarly, Final One
Returns
- The last five years have been good returns I am talking about the rated funds, but I am only talking about the funds in which these three funds are located.
- What I am talking about in this article is what are equity mutual funds?
Fund Manager
- If you look at these funds, the fund manager puts more money in the equity market, that is, in the stock market, that is why there is a chance of per cent 13 14 in this way in the long run.
- There are many types of equity mutual funds.
- For example large-cape cap funds
- Mid-cap funds
- Small-cap funds
- So in this article, let’s find out what are the top large-cap funds, what are the mid-cap funds, and what are the small-cap funds.
- What a large-cap companies, mid-cap companies, and small-cap companies?
- More than 7000 companies are listed in our Indian stock market, so in terms of market cap, the top 100 Companies are called large-cap companies, which means these are big companies, i.e. top 100 companies out of 7000 companies, which means very big companies, so they are called large-cap companies, so if we look at large-cap funds, the fund manager invests more money in these 100 stocks.
What is a mid-cap?
Mid-cap means the top 101 to 250 companies in terms of market cap, if you look at mid-cap companies, the fund manager puts more money in these stocks, and the remaining 250 to 7000 are called a small cap, so if you want more returns, small-cap growth is more, but the risk is also high, so if you are large cap, the growth is less, and the risk is also low.
Let’s find out one by one what is in large-cap funds.s
- Nippon Large Cap Fund-Direct-Plan-Growth
- So Crisel has given a five-star rating to this fund, similarly, Value Research has also given a five-star rating to this fund.
- If you look at AUM i.e. Asset Under Management, it is 32 thousand eight hundred and eighty-four crores, before telling how much, the minimum parameter is 15000, but here 32 thousand eight hundred and eighty-four crores have already been invested in this fruit, people like us have already invested in this funds.
- What is the second parameter, returns
Let’s see how the returns came
- If you look at the last year, 36 per cent returns, last two years, 30
- If you look at the last three years, 21, last five years, 23, last ten years, 16.72 This is not a lump sum SIP
- If you look at the SIP returns, last year 31 in the last two years 32 in the last three years 28 in the last five years 27 in the last ten years 19 This percentage has been generated The main reason for this is Fort Polio.
- Let’s see what the portfolio looks like What does it mean that the fund manager is investing in this stock? I already said that this is a large-cap investment only The fund manager has invested in a total of 65 stocks Those stocks are HDFC Bank Reliance Industries ICICI Bank ITC Infosys These are all large-cap stocks The fund manager is investing in these This is the first point If you look at the second one in large cap ICICI Prudential Bluechip Fund-direct- plan -growth- Annamata So Crisel gave it a four-star rating Value Research gave it a five-star rating How do they actually give these ratings A to Z, those companies look at the fund manager, who is the asset management company, they look at A to Z, whether it is good or not, they give ratings only after looking at everything. Similarly, if you look at A U M Asset Under Management, you say that you have invested 64 thousand 200, 22 crores, minimum parameter 15 thousand crores, investors have invested in this fund, similarly, the returns here can be seen clearly, they are good, there is a chance of coming in the future, these are fast, fast returns, no one says that they will come in the future, except for defence, the market is similar, I am not saying that you should invest in these funds, this is not advice, I am saying that it happened, I mean that you got such returns in the fast, it will come in the future, I am not saying that you should definitely invest in these funds only, this is not financial advice, I am just saying that it happened.
Conclusion: Diversify and Invest for the Long Term
Investing in mutual funds offers an excellent way to diversify your portfolio, reduce risk, and achieve your financial goals. Whether you’re seeking growth, income, or global exposure, the right mutual fund can help you build wealth over time. Always consider your investment goals, risk tolerance, and fees when choosing the best mutual funds for your portfolio. With a well-rounded approach and a long-term perspective, mutual funds can be a cornerstone of a successful investment strategy.
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